The Self-Directed IRA Tax System
Get Checkbook Control of Your IRA TODAY!
When you retire, will be you swapping food stamps or portfolios? Don’t wait to take control of your financial future – and there's never been a better time in history to do just that. You can build a mountain of cash and add Million$ to your retirement account from a simple piece of IRS code that the nations bankers and brokers all pray you don’t find!
Gabrielle Huguenin, Head Coach and Director of Wealth Classes Coaching, using tactics like this Self-Directed IRA LLC, has saved her clients over $13 Million in taxes in the last 5 years alone with this little-known tactic that’s legal AND safe. It's bullet proofed by thirty years of tax code, stands up to any IRS scrutiny, and is open for you to check out anytime you want to: Title 26, Subtitle A, Section 408 (we invite you to look it up!)
If you’re investigating self-directed IRAs you’ll need to learn the terminology. A Self-Directed IRA is an IRA program in which you as the investor direct the investment, and the most popular investment is real estate.
Our Self-Directed IRA, LLC provides the IRA holder with many advantages:
- Checkbook control
- Litigation protection of assets beyond state protection limitations
- Ability to invest without obtaining permission
- Flat custodial fees regardless of the IRA value
These special LLCs are created by attorneys with a complete understanding of the Custodian role, and pertinent, continuing experience in IRS issues. You don’t need to pay an attorney a fee, and THEN PAY him additional fees at various stages of the process to learn how to deal correctly with the IRS and a Custodian. It may cost you more to learn AND to teach than it would be to getting it done right the first time by experts... That’s priceless!
Why Self-Directed IRAs Have Become So Popular
Over the last 8 years the world has changed and investors have changed with it. They've become savvier since the dot com catastrophe, 9/11, and all the CEO scandals. Real estate investors are cautious and stock traders wary. People are looking for non-traditional methods to bolster badly beaten investment and retirement accounts, and the demand is becoming stronger.
The Players
Custodians - In the early 2000’s when Self-Directed IRAs started becoming more popular Custodians were the focal point. Their role, however, is very limited as they cannot give advice - that would constitute conflict of interest. The Custodian's limitations therefore became YOUR limitations. Some Administrators and Custodians of some companies merely hold the assets and cannot give advice or direction or it would not be a Self-Directed program.
Facilitators - Retirement facilitators are firms that provide a similar product to our IRA LLC but do not offer advice or ongoing support:
- They have limited or no investment strategies
- They cannot offer advice and have no vested interest or obligation to you or your investment
- No implementation once you are on board
- Primarily offer checkbook control, BUT not investment strategies or IRS Audit Warranty
Attorney Groups - Traditionally expensive, these groups offer complicated instruments with no investment advice and no investment strategy. Most attorneys are (and should be) too busy creating instruments and therefore unable to play market detective for promising investment opportunities:
- They're expensive – your final bill could be in the tens of thousand
- They have limited or no investment strategies
- They cannot offer advice and have no vested interest or obligation to you or your investment
- No implementation once you are on board
- Primarily offer checkbook control and legal advice, BUT not investment strategies or IRS Audit Warranty
We continually urge our Students and Clients to conduct a thorough and complete analysis of any financial product or program they have an interest in. And we have found that most people just aren't sure what questions they should ask their advisors, or how to interpret the answers they get from Custodians:
- A Custodian or Administrator simply holds and reports the assets and cannot give investment advice or strategy
- Typically a fee is charged for holding assets and handling transactions, for example, checks or wire transfers
- The perfect candidate for a Custodian is an investor that does simple or singular transactions and who is willing to pay the service fees
- If you have complete control of your IRA, a Custodian cannot charge you transaction fees
- The Custodian only knows what he has been taught, and does not or should not interpret tax laws
- If the Custodian states that an IRA is prohibited from owning an LLC, ask him to name the particular provision in the code that states this explicitly
- Ask him about his professional background:
- A recent graduate?
- What training other than the custodial classes has he had specifically in retirement planning?
- What training or investigation does he have relating to tax codes?
- Make it clear to him that you KNOW the answer – he may modify his position
You should also know that you DO NOT need IRS permission to move forward with your investment plans. The tax codes are written with very few permission clauses. If the code does not prohibit the transaction, then it is permissible as long as it does not conflict with the current codes. Your team should include the professional advisors to answer these questions.
We strongly encourage you to seek professional guidance and advice. When you speak to your Advisor ask the following questions:
- Did you read the code? We find that some Advisors have not read the code thoroughly because it is new to them and therefore they shy away from the details that matter. It seems always safer not to rock the boat rather than scrutinize it.
- What is a prohibited transaction? Is our proposal a prohibited transaction? If Advisors are unable to substantiate a prohibited transaction, why should there be grounds for concern? Gut feeling is NOT solid advice.
- Did you read the court ruling Swanson vs. the IRS? This was a very compelling case that highlighted the taxpayer’s ability to have the same control over his IRA.
- What was the significance of the Court judging the IRS allegations as “frivolous”? It demonstrated that the IRS position had no basis in law or in fact. Because their claims were groundless, the case was dismissed!
- What was the significance of the IRS being ordered to pay the court costs? The IRS very rarely has to pay for court costs. It is one tool that they effectively use to their advantage so that it deters people from filing claims against them. The Swanson case reversed that thinking.
The truth is that your Uncle Bob (perhaps that relative of yours that KNOWS…) is our toughest competitor. We have not had the privilege of building a solid relationship with him. But there is one factor that works in OUR favor: our tax attorneys on staff have examined the tax code with a fine-toothed comb to determine that our concept is VALID AND SOUND.
We are Self-Directed IRA Advisors, not Custodians. We have, however, successfully negotiated some of the lowest custodial fees available. Since 2000, we have been opening the eyes of thousands of people to the power of self-directed IRAs. Our staff is available at all times during the pre-sale and post-sale periods to guide you in making the appropriate and ethical decisions for your investments.
Our exclusive partnership with the National Association of Financial and Estate Planning (NAFEP) has made it possible for us to offer you value-added service combined with a wealth of experience and hard-earned expertise in the area of IRA-LLC products that strictly comply with IRS provisions. Our competitors do not allow you ample time to discuss your requirements and express your concerns. Try requesting for clarifications two hours after the sale and see what happens.
What do you do if you are new to this and need help? Great question! You need an advisor and a professional team, and WE want to fill that piece for you!
- We are not afraid of the word “Advisor.”
- We are genuine Self-Directed IRA Advisors™ providing the assistance you need in setting up a Self-Directed IRA with FULL checkbook control
- and our role goes well beyond that of retirement facilitators
- We can offer both investment analysis AND advice
- We have global experience and in-depth knowledge of the IRS code
- Possess the expertise for planning and strategizing
- Have the capability to determine investment risk and the return on investment
- One of the only industry players supporting you with actual implementation
- Competitive fee structure
- Investment strategy and products – from either internal or independent sources – for maximum possibilities
- One of the ONLY providers in the industry with an included IRS Audit Warranty:
- Both the opinion and warranty are provided by the National Association Of Financial and Estate Planning
Join the ranks of those who know how to overcome the major obstacles to building lasting wealth and learn how to turn your IRA into an ATM machine. The truth is, the typical investor may lose up to fifty (50%) percent of their income to taxes, while the wealthy pay less than 4% to 5%. Discover how you can too:
- There are hundreds of deductions that are available to real estate investors and business owners like you that you are surely missing. Don’t throw any more money down the drain before you find out what they are.
- Legally channeling income from a high tax entity to a low one can save you $50,000 or more. You can’t afford to miss how to leverage this one piece of the puzzle.
- Find out how take ownership of your business, your investments and your retirement to a whole new level. Who knew that some simple ownership changes could save you thousands of dollars in taxes, increase your cash flow, and protect your assets? All legally and safely!
- Get all the details on how to take care of your family’s education and well being, and deduct the whole thing. And yes – legally!
If you are serious about building lasting wealth, you can't afford to miss this piece of your plan. You don’t have to be rich to benefit from the same strategies the wealthy use. Strategies that you can use over and over again, year after year and pay for the lifestyle to which you should become accustomed!
Don’t deprive your loved ones of the life you work so hard to give them. Get Started TODAY!
If you're ready to get started with your IRA, call 888.888.3612 TODAY!
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